There is often confusion about income in retirement. In most cases, some income measures won't give retirees enough to spend, resulting in a lower standard of living than they could be enjoying.

Many baby boomers are retiring with decent super balances and need advice on spending their retirement savings appropriately. Consuming capital for a higher standard of living is, after all, what super is for!

A retiree's spending will change over time. However, changes in spending profile over time are often ignored when it comes to retirement income planning.

Income layering is a goals-based approach to building an investment portfolio that is likely to be beneficial to a wide range of retirees - especially those worried about how to sustain spending in the later stages of retirement.

Plenty of anecdotes suggest that baby boomers are spending their savings and will leave nothing for the next generation. Looking at the actual data, this is questionable.

Having built some satisfaction that their retirement savings balance is sufficient, clients ask "How much can I afford to spend?"

Baby boomer retirees need an investment approach that delivers the income they need and maintains the ability to meet their other objectives too.

This session examines new and interesting ways of sourcing multi-alpha from traditional assets...